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Introduction

It’s your story.

At Novel Mortgage, we believe every home tells a story. Whether you’re buying your first place, upgrading to your forever home, refinancing for a new season of life, or building your real estate portfolio, we’ll help you write your next chapter by providing expert advice, transparent guidance, and a process designed just for you.

Buying a home isn’t just a transaction, it’s a turning point.

I’m Anne Clermont, and I started Novel Mortgage to make your mortgage journey feel less stressful and more like the exciting moment that it is.

With years of experience, a penchant for clear communication, and a knack for solving the trickiest financing puzzles, I’m here to guide you from “just curious” to “keys in hand” with confidence.

Reviews

“Anne was an amazing partner in Getting a loan.”

Her follow up and her knowledge was extremely superior to other loan professionals I’ve worked with. I would highly recommend her for anyone interested in purchasing or refinancing in the state of Florida.

Jim Cox - Ft. Lauderdale, FL

“To say they pulled off the impossible is not an exaggeration.”

We started our home buying process working with a big bank lender, and we were very unhappy with that lender. The communication was terrible. We were warned that we wouldn’t close on time, and ultimately we would lose our house.

9 days before our closing date, we were referred to Anne Clermont and CrossCountry Mortgage, and from that moment on our experience changed drastically. Anne and the CrossCountry team rescued us from a disaster and got us to the closing table on time. To say they pulled off the impossible is not an exaggeration.

Every single person on the CrossCountry Mortgage team was laser-focused on getting us to the finish line, and they were awesome. I can’t say enough good things about the communication, hard work, and effort that the entire team put in to make sure we closed on time.Anne communicated with us frequently by text, email, and phone to keep the process moving forward as fast as possible.

We love our new house, and we are so grateful to Anne and the CrossCountry Mortgage team for helping us get here!

Jennifer W. - Vero Beach, FL

“If you’re a business owner she will get you approved.”

I can’t say enough about my loan officer Anne. I am a hard case as I am a business owner and a 1099 compensated employee. Anne was knowledgeable and understanding from the very beginning, she was very in tune to all my needs. She was always quick to respond to all my messages or emails or questions or concerns and then we had some struggles in the beginning. They were completely not her doing.

All in all my experiences five out of five and while getting a mortgage is an extremely stressfukl situaltion for self-employed business workers mortgage loans in today’s world, Anne made the process bearable by being there and explaining everything every step of the way. I appreciate all her hard work and everybody that was involved in the process with CrossCountry Mortgage. I would definitely recommend using their business, especially if you have issues with being a business owner and need a complicated loan, her experience is very important in finding a lender!!

Thank you for getting me and my family into a beautiful home and thank you guys so much for being there every step of the way!!

Jill C. - Stuart, FL

“ We couldn’t recommend her enough!”

Anne was amazing! We were able to close on our new home in only 2 weeks, thanks to her hard work and professionalism. She is very knowledgable and was very patient throughout the process and was always available to answer our questions. We couldn’t recommend her enough!

Tatiane R. - Wellington, FL

“5 stars is not enough!”

I just want to share my experience as Anne Clermont’s client, she found the best options for my loan and she helped me all the way! It couldn’t happen without her! I’m a Real Estate Agent at Douglas Elliman in Palm Beach area, now I’m referring all my clients to her!!!! Few of them already got their mortgage with her! Its so easy to work with, great communication skills and lovely person! 5 starts is not enough! Thank you for all your help!

Gloria G. - West Palm Beach, FL

“Great experience!”

Anne and her team were wonderful to work with during the purchase of my home in Wellington. Super responsive and knowledgeable. Needing to put our best offer orward, the suggestion to close in 2 weeks was made… Anne’s response “No problem!” And she joined us at closing… such a great experience.

Julie P. - Wellington, FL

“Anne was wonderful through the whole process!”

I found lenders that offered cheaper prices, but none could match the customer service her and her team provided. It was a long journey to find the right house, that crossed several states, and Anne was right there with us trying to find a way to make things happen.

Josh O. - Tulsa, OK

“You are a true professional in the mortgage industry.”

It has been a pleasure working with you on this project. You are a true professional in the mortgage industry. You should consider putting up training classes for some of your peers.

Real Estate Developer - Palm Beach, FL

Testimonials

About Anne

Mortgage Broker, Author, strategist.

I’m a mortgage broker, yes, but also a storyteller, a strategist who finds solutions where others see roadblocks, and a believer that everyone’s home journey is unique. My goal is to listen to what’s important to you, translate the jargon, and tailor financing to fit your life, not the other way around.

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Let’s write it together.

Your mortgage journey doesn’t have to feel like a suspense novel. With the right guide, it can become your ideal story, centered around your financial goals and your dream home.

Let’s get started.